If your sister carries a balance month to month on her cards, she’s not using her cards responsibly and you definitely do not need her scores dragging yours down, family loyalty and all. Join Experian.com and creditkarma.com for free, to keep track of your credit reports and FICO 8 score (Experian). Source: 12 months ago

It could be your moms, I know one of my moms credit cards from 1987 (when I was 2) shows up on mine. But I highly doubt 8 accounts are there. creditkarma.com is another place you can quickly check. Source: about 1 year ago

You're correct that the 795 score is based on Vantage 3.0. I got it from creditkarma.com and it says as much under the scores. Source: about 1 year ago

The big 3 credit agencies are scum. Do not pay them. You DO NOT need to pay them. It's free to freeze your credit (https://www.nerdwallet.com/article/finance/how-to-freeze-credit). It's free to check your credit (www.AnnualCreditReport.com). It's free to monitor your credit (creditkarma.com). Don't give them your money. Source: about 1 year ago

He can also get an approximation of his score via creditkarma.com. It won't be the same one that the landlord will use but it'll give you an idea of the ballpark he's in. Source: over 1 year ago

Just go on happycow.net and put in Rio de Janeiro, filter by Vegetarian Options. That'll give you a better chance for a place that has both options and is cool. The places with options that aren't necessarily 100% vegan are still very good. Source: 12 months ago

So how can we directly advocate in this situation? - tell the head guy/gal at the bakery that if they start regularly putting vegan cakes up on display to sell to anyone that you will register their bakery with the big vegan resource happycow.net to help direct vegan consumers to them. Source: about 1 year ago

Take a look on happycow.net as they list some vegan/veg/workable options. Sorry I can't provide direct local info. If others have local info I'm watching for it as well! Source: about 1 year ago

Nowadays, there are loads of vegan or vegetarian fast foods and restaurants in Paris, happycow.net has a map of Paris with plenty of filters to help you find what suits you best. Source: about 1 year ago

Happycow.net is usually my go-to for getting vegetarian/vegan recommendations for a specific area. Source: over 1 year ago