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Clover VS FirstStep

Compare Clover VS FirstStep and see what are their differences

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Clover logo Clover

Clover is your personalised investment advisor. We recommend, build and grow your personalised investment portfolio all for a low fee. Try Clover now!

FirstStep logo FirstStep

Download FirstStep, an investment account that is smarter and friendlier than your bank. Open an account in minutes, invest your spare change into global ETFs, manage your money on the go, create multiple accounts to reach saving goals for yourself.
  • Clover Landing page
    Landing page //
    2022-04-14
  • FirstStep Landing page
    Landing page //
    2023-09-26

Need help saving? FirstStep helps you automatically save and invest your loose change.

FEATURES - Open an account in minutes - Set a goal and track your progress - A professional investment account - Build a personalised and invest in Tech, Ethical, Asia and Health trends - Automatically invest loose change from everyday purchases - Set recurring deposits as low as $5 - Check your account value from anywhere in the world - Withdraw to your bank account at any time - Automatic spend categorisation (Beta) - Timely investment notifications - Fast and friendly support via chat - Tips and tricks to help you become a pro with money

EXPERT INVESTMENT MANAGEMENT - through a safe and secure platform - 256-bit encryption to keep your information safe and secure - automatic portfolio rebalancing - automatic dividend re-investment - diversified portfolio across hundreds of Australian and international companies, corporate and government bonds

FEATURED IN - The Sydney Morning Herald - The Age - Startupsmart - Startup Daily

Clover features and specs

  • User-Friendly Interface
    Clover offers an intuitive and easy-to-navigate interface, making it accessible for users who may not be tech-savvy.
  • Versatile POS Solution
    Clover provides a comprehensive point-of-sale (POS) system that suits a variety of businesses, from retail to dining establishments.
  • Customizability
    The platform allows users to customize their setup with a wide range of apps and features to fit their specific business needs.
  • Integrated Payment Processing
    Clover offers an integrated payment processing system, which streamlines financial transactions and reduces the need for third-party solutions.
  • Cloud-Based Data
    Being cloud-based, Clover allows for easy access to data and reports from anywhere, facilitating remote management.

Possible disadvantages of Clover

  • Cost
    The initial cost for hardware and ongoing subscription fees can be relatively high, which may not be ideal for small businesses on a tight budget.
  • Dependence on Internet
    As a cloud-based system, Clover requires a stable internet connection for optimal performance, which could be a limitation in areas with unreliable connectivity.
  • Limited Customer Support
    Some users have reported that Clover's customer support is not as responsive or helpful as expected, which can be an issue during critical times.
  • App Fees
    While the platform is customizable with various apps, many of these apps come with additional fees that can add up, increasing overall costs.
  • Proprietary Hardware
    Clover’s POS system requires the use of its proprietary hardware which can limit flexibility in terms of integrating with other devices.

FirstStep features and specs

No features have been listed yet.

Analysis of Clover

Overall verdict

  • Clover is a good choice for individuals looking for an easy-to-use, low-cost investment platform in Australia. Its robo-advisory service can be particularly beneficial for those who prefer a more hands-off investment strategy or those new to investing. However, it may not cater to those seeking extensive financial advice or a wide range of investment products.

Why this product is good

  • Clover is an investment platform designed for Australians, offering a user-friendly interface for managing investments with low fees. It provides personalized portfolios tailored to individual risk tolerance and financial goals and uses robo-advisory technology to simplify investing, making it accessible to both beginners and experienced investors. Additionally, its transparency and ease of use are often appreciated by users who seek a straightforward investment approach.

Recommended for

    Clover is recommended for individuals in Australia who are new to investing, prefer low-cost and hands-off investment strategies, and appreciate robo-advisory services for portfolio management. It is ideal for those who desire a simple, transparent investment experience without the need for in-depth, personalized financial advice.

Clover videos

+ Add

Clover FLEX Point of Sale REVIEW (BEST PAYMENT PROCESSOR)

More videos:

  • Review - Signing Up For Dating Apps - Clover
  • Review - CLOVER APP REVIEW - Episode 16

FirstStep videos

No FirstStep videos yet. You could help us improve this page by suggesting one.

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Category Popularity

0-100% (relative to Clover and FirstStep)

Clover

FirstStep

POS
100 100%
POS
0% 0
Automated Investment
0 0%
Automated Investment
100% 100
Payments Processing
100 100%
Payments Processing
0% 0
Robo-Advisor
0 0%
Robo-Advisor
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Clover and FirstStep

Clover Reviews

14 Alternative File Managers To Replace Windows 10 File Explorer
This is actually an extension for Windows File Explorer to add more functionality rather than a file manager with its own interface. Once you install Clover, it will enhance the File Explorer with a tab feature similar to a browser. You’ll be able to open the File Explorer in multiple tabs and manage folders.
Source: geekflare.com
Best file manager: a faster, more convenient way to transfer files
Clover also adds a handy bookmark bar for your most frequently accessed files and folders. It's more convenient than Windows' own Quick Access links because it doesn't require any scrolling, or mix your favorites up with other directories. To bookmark a folder, just drag it into the space underneath the tab titles.
Source: www.techradar.com
Compare Clover vs. Raiz
Download the Clover app on the App Store Button for downloading the Clover app on the App Store Download the Clover app on Google Play Button for downloading the Clover app on Google Play
Source: www.clover.com.au
Robo-Advisers Australia - Raiz vs Stockspot Vs The Rest
At present there are 4 robo-advisers operating in Australia – Stockspot, Quiet Growth, Clover and Sixpark. Stockspot was the first to hit the market with the others quickly following suit.
Source: www.plenty.com.au
2016 Australian Robo Adviser Roundup
Launching in October 2016, we can’t tell how many portfolios Clover offers. Clover runs a similar model to Stockspot, Ignition Direct and Six Park with investors holding a Macquarie CMA and executing trades through OpenMarkets.
Source: www.etfwatch.com.au

FirstStep Reviews

We have no reviews of FirstStep yet.
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What are some alternatives?

When comparing Clover and FirstStep, you can also consider the following products

Square - Square helps millions of sellers run their business-from secure credit card processing to point of sale solutions. Get paid faster with Square. Sign up today!

QuietGrowth - QuietGrowth is a digital investment management service or robo advisor. It manages the investments of clients to achieve risk-optimised returns over the long term.

Lightspeed - retail and restaurant point-of-sale, ecommerce, and omnichannel solution

Stockspot - Australia's largest digital investment adviser. We help you build and manage a personalised portfolio tailored to your financial situation and goals. It's professional investment advice without the high costs of seeing a human adviser.

Shopify - Shopify is a powerful ecommerce platform that includes everything you need to create an online store and sell online. Try it free for 14 days.

Raiz - Invest spare change automatically from everyday purchases into a diversified portfolio.

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