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Chip VS e.pn

Compare Chip VS e.pn and see what are their differences

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Chip logo Chip

AI-powered chat bot that automates your savings 💸

e.pn logo e.pn

Virtual cards for any advertising accounts and personal purchases
  • Chip Landing page
    Landing page //
    2023-07-30
  • e.pn
    Image date //
    2025-04-23

Service allows you to issue an unlimited number of virtual cards and top them up with crypto for online purchases and advertising platforms: Facebook Ads, Google Ads, Microsoft Ads, TikTok Ads, etc. ⠀ Our mission stands by helping business owners and digital marketers to effectively scale up by using all-in-one financial service.⠀ No need in piles of documents to open an account and issue cards, now you can make it in 2 clicks.⠀ ⠀ Key benefits of e.pn:⠀ • Trusted US cards for media buying⠀ We work with reliable US partners and offer 52 BINs specially for advertising.⠀⠀ • from 2.5% fee on your deposit⠀ Get cashback on your first deposit fee up to $10K.⠀ • Manage your campaigns easily with auto-refill⠀ Never worry about not having enough balance for ad payments.⠀ • Perfect Team Flow⠀ Issue cards for your team, manage cash flow and see transactions in real time.

Chip features and specs

  • Automated Savings
    Chip automatically analyzes your spending habits and saves money for you, making it easier to build up savings without having to think about it.
  • No Fees for Basic Usage
    Chip offers a free version that allows you to use its core features without any monthly fees, which is a great option for budget-conscious users.
  • Customizable Goals
    You can set and track multiple savings goals within the app, making it easier to allocate savings for different purposes such as vacations, emergencies, or big purchases.
  • Easy Withdrawal
    Money saved in Chip is easily accessible and can be withdrawn at any time, offering flexibility in case of emergencies or unexpected expenses.
  • Bank-Level Security
    Chip uses bank-level encryption and security measures to protect your data, giving users peace of mind about the safety of their information.

Possible disadvantages of Chip

  • Advanced Features Require Subscription
    To access premium features like Chip+1 for higher interest rates, users need to subscribe to a paid plan, which might not be ideal for everyone.
  • Dependence on Open Banking
    Chip relies on Open Banking to analyze your spending, so you must link your bank account for the app to function correctly, which could be a downside for those concerned about data privacy.
  • Limited Investment Options
    Unlike some other fintech apps, Chip's investment options are relatively limited, which might not satisfy users looking for a full-suite financial management application.
  • Requires Consistent Income
    The effectiveness of Chip's automatic saving feature depends on consistent income patterns. Irregular income could result in either insufficient or excessive transfers.
  • Delay in Saving Transfers
    There might be a slight delay between identifying savings and the actual transfer, which may not be suitable for users who prefer instant transactions.

e.pn features and specs

  • Ease of Use
    The platform is user-friendly and intuitive, making it easy for users to navigate and utilize its features.
  • Wide Range of Services
    e.PN offers a variety of services which can be beneficial for users looking for comprehensive solutions in one place.
  • Accessibility
    The platform can be accessed from multiple devices, providing flexibility and convenience for users.
  • Customer Support
    e.PN offers robust customer support which helps in resolving user issues and queries efficiently.
  • Security
    The platform has strong security measures in place to protect user data and transactions.

Analysis of Chip

Overall verdict

  • Chip is considered a good option for individuals who want an easy and automated way to save money. Its features accommodate both savers who are new to saving and those looking to optimize their savings. However, as with any financial product, it's essential to review its fees, terms, and conditions to ensure it meets individual needs and preferences.

Why this product is good

  • Chip (getchip.uk) is a financial app that automates savings, making it easier for users to save money without actively thinking about it. It is known for its user-friendly interface and features like automatic saving, goal setting, and integration with multiple bank accounts. Chip analyzes spending patterns to determine how much users can afford to save and automatically transfers these savings to a Chip account. Additionally, it offers investment opportunities and potentially higher interest rates compared to traditional savings accounts.

Recommended for

    Chip is recommended for people who struggle with saving money regularly, those looking for an automated savings solution, individuals interested in saving towards specific goals, and anyone looking for a convenient tool to help manage and grow their savings effortlessly.

Analysis of e.pn

Overall verdict

  • The overall verdict on e.pn is subjective and can vary across different users. It's important to consider user reviews, expert opinions, and personal trial to form an opinion.

Why this product is good

  • The assessment of whether e.pn is 'good' depends on various factors such as its utility, user interface, performance, and user feedback. e.pn might have specific features or a target audience that finds it particularly useful.

Recommended for

    e.pn is recommended for users who appreciate its specific features and functionalities. It could be beneficial for those in specific industries or with particular needs that align with what e.pn offers.

Chip videos

+ Add

Chips Tier List

More videos:

  • Review - Let's Try 30 DIFFERENT LAY'S POTATO CHIPS
  • Review - Munch Madness Taste Test: Chips

e.pn videos

+ Add

USA карты почти даром | Полный обзор платежного сервиса epn.net

Category Popularity

0-100% (relative to Chip and e.pn)

Chip

e.pn

Finance
28 28%
Finance
72% 72
Online Payments
0 0%
Online Payments
100% 100
Personal Finance
100 100%
Personal Finance
0% 0
Virtual Credit Cards
0 0%
Virtual Credit Cards
100% 100

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare Chip and e.pn

Chip Reviews

We have no reviews of Chip yet.
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e.pn Reviews

  1. pivovarovnikita
    Great service!

    Thank you EPN for the excellent service! I’ve been using their cards for working with advertising accounts for a couple of months now, everything is great! The interface is convenient, card issuance is fast, commission is low.

  2. begunanton
    I am very pleased!

    I am very happy with the use of EPN. For several months now, I have been paying for advertising on Facebook and Google using their cards. The user-friendly interface, fast balance replenishment and reliable beans make working with this system as comfortable as possible.

  3. pricelovp
    Excellent service!

    I have been using EPN for several months now. It is very convenient to buy and top up cards directly from their balance on Facebook and Google. The advertising cabinets work perfectly!

Social recommendations and mentions

Based on our record, Chip seems to be more popular. It has been mentiond 2 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Chip mentions (2)

  • Chip - £10 free for depositing £1+
    Download the app here: https://getchip.uk. Source: over 3 years ago
  • £20 for you & £20 for me with Chip
    Chip non-ref: http://getchip.uk (no cash for sign up using this link). Source: over 3 years ago

e.pn mentions (0)

We have not tracked any mentions of e.pn yet. Tracking of e.pn recommendations started around Jun 2023.

What are some alternatives?

When comparing Chip and e.pn, you can also consider the following products

Digit - SMS bot that monitors your bank account & saves you money

MyBrocard - Brocard allows you to create an unlimited number of virtual cards for paying for advertising and other online payments, manage a team of buyers, choose from 20+ bins for various tasks, and enjoy convenient API for integrations.

Lyfcoach - Ask the community to roast your finances & goals

PST.NET - Virtual payment cards for online shopping and advertising

Olivia - Your new best friend built with an artificial neural network

ABcard - ABcard - service allows you to issue an unlimited number of cards to pay for advertising accounts. 3 unique BINs for any work tasks, management of a team of media buyers inside a personal account and complete anonymity when paying for traffic.

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