Software Alternatives, Accelerators & Startups
Register | Login

Cardinity VS Authorize.net

Compare Cardinity VS Authorize.net and see what are their differences

bunq
bank of the Free! Mobile banking that makes life easy. featured
Contents:
  1. » Base Details
  2. » Videos
  3. » Reviews
  4. » Alternatives

Cardinity logo Cardinity

Cardinity allows online merchants to accept credit and debit card payments from customers. We provide payment gateway and merchant account services.

Authorize.net logo Authorize.net

Payment gateway enables internet merchants to accept online payments via credit card and e-check.
  • Cardinity Landing page
    Landing page //
    2021-07-28
  • Authorize.net Landing page
    Landing page //
    2022-10-26

Cardinity features and specs

  • Competitive Fees
    Cardinity offers competitive fees for processing payments, which can be appealing for small to medium-sized businesses looking to manage costs.
  • Wide Integration Options
    The payment gateway integrates with various popular e-commerce platforms such as Shopify, WooCommerce, and Magento, making it versatile and easy to implement.
  • International Payments
    Cardinity supports multiple currencies and payment methods, allowing businesses to process international payments seamlessly.
  • Security and Compliance
    Cardinity is PCI DSS compliant and offers additional security features like 3D Secure to help protect both merchants and customers from fraud.
  • Recurring Payments
    The service supports recurring billing, which is beneficial for subscription-based businesses by automating the collection of subscription fees.

Possible disadvantages of Cardinity

  • Limited Availability
    Cardinity is primarily available to businesses situated within the European Economic Area (EEA), limiting access for businesses outside this region.
  • Approval Process
    Some users might experience a lengthy approval process to get started with Cardinity, potentially delaying their ability to process payments.
  • Monthly Fees
    Unlike some competitors, Cardinity may charge monthly fees in addition to transaction fees, which can be a disadvantage for smaller businesses with low transaction volumes.
  • No PayPal Integration
    Cardinity does not integrate directly with PayPal, which might be a downside for businesses that rely heavily on PayPal transactions.
  • Customer Support
    While generally responsive, some users have reported instances of customer support being slower than expected in addressing issues or queries.

Authorize.net features and specs

  • Wide Acceptance and Trust
    Authorize.net is one of the most established payment gateways on the market, leading to high trust and wide acceptance among merchants and customers alike.
  • Comprehensive Support
    They offer 24/7 customer support through phone, chat, and email, ensuring that your business can receive assistance at any time.
  • Versatility
    The platform supports a wide range of payment methods, including credit cards, eChecks, and digital payments like Apple Pay and PayPal.
  • Security
    Authorize.net provides advanced fraud detection and security features, such as AVS (Address Verification Service), CVV2, and IP filtering.
  • Developer Tools
    They offer robust APIs and an extensive range of developer tools to facilitate custom integrations and application development.
  • Recurring Billing
    Authorize.net supports recurring billing, making it easier for businesses offering subscription services to manage payments.

Possible disadvantages of Authorize.net

  • Cost
    Authorize.net charges a monthly gateway fee, per-transaction fee, and a daily batch fee, which can add up, especially for smaller businesses.
  • Complex Setup
    Setting up Authorize.net can be complicated for non-technical users, requiring some level of technical expertise to configure properly.
  • Limited International Support
    Authorize.net's international support is limited, making it less ideal for businesses looking to operate in multiple countries.
  • Account Approval Process
    The approval process for setting up an Authorize.net account can be lengthy and requires thorough documentation, which could be a drawback for businesses needing a quick setup.
  • Interface Usability
    Some users find the user interface to be outdated and less intuitive compared to newer payment gateways.

Analysis of Authorize.net

Overall verdict

  • Yes, Authorize.net is generally regarded as a good option for businesses looking for a secure and reliable payment gateway. It has a long-standing history in the industry and offers comprehensive features that cater to online and in-person payment processing needs.

Why this product is good

  • Authorize.net is considered a reputable payment gateway service due to its reliability, security features, and extensive support options. It offers robust fraud detection, a wide range of payment method support, and an easy-to-use interface, making it a popular choice for businesses of different sizes.

Recommended for

  • Small to medium-sized businesses seeking a reliable payment gateway.
  • E-commerce platforms that require robust fraud detection and security features.
  • Merchants who need to process a variety of payment types, including credit cards and digital payments.
  • Businesses looking for customizable payment solutions with strong customer support.

Cardinity videos

+ Add

Website Requirements for Online Shops | Cardinity

Authorize.net videos

+ Add

PayPal VS Stripe VS Authorize.net?

More videos:

  • Review - Authorize.Net: The Good, The Bad and The Ugly
  • Review - Authorize.net Review Video

Category Popularity

0-100% (relative to Cardinity and Authorize.net)

Cardinity

Authorize.net

Online Payments
40 40%
Online Payments
60% 60
Payments Processing
56 56%
Payments Processing
44% 44
Payment Platform
35 35%
Payment Platform
65% 65
Recurring Billing
0 0%
Recurring Billing
100% 100

User comments

Share your experience with using Cardinity and Authorize.net. For example, how are they different and which one is better?
Log in or Post with

Social recommendations and mentions

Based on our record, Authorize.net seems to be more popular. It has been mentiond 100 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Cardinity mentions (0)

We have not tracked any mentions of Cardinity yet. Tracking of Cardinity recommendations started around Mar 2021.

Authorize.net mentions (100)

  • Authorize.net Plugin Magento2
    I think magento use to come standard with a plugin for authorize.net, but either way I need the official plugin (if one is still maintained) to connect magento2 to authorize.net for payments. Source: over 1 year ago
  • Html, JSON, and Filemaker
    I have a form which can accept payments. The form is hosted by jotform which puts the payment information (collected by an authorize.net widget) into JSON and sends it into my database. Source: almost 2 years ago
  • Tired of Stripe and willing to do ACH
    Your local bank likely offers them and they can eb tied to authorize.net, or NMI perhaps. They should be able to help you through that entire process depending on how the accounts get onboarded. Askl your local coffee shop and etc where they get the credit card processing from. Source: almost 2 years ago
  • What are the recommended online payment gateway integrations?
    Authorize.net as a gateway for example charges about $15/month by it self before any merchant account is linked. Paytrace is a little cheaper and does not have some extra fees authorize.net has. Source: almost 2 years ago
  • authorize.net API response code brainstorm
    Does anyone have any experience with authorize.net API return codes? Source: almost 2 years ago
View more

What are some alternatives?

When comparing Cardinity and Authorize.net, you can also consider the following products

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

Amazon Pay - Amazon Pay is an online payment service that makes checkout on your site fast and secure for hundreds of millions of Amazon customers around the world.

PayPal Braintree - An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.

PayBlox - PayBlox™ is the only platform where processors compete for your business and it’s FREE! Get multiple offers from multiple providers at once! We do all your price shopping, so you don’t have to.

Buy Fully Verified Merchant Account - Buy Fully Verified Merchant Account

Loading...