Okay, my experience in BC. Few months later I started to see an improvement. I use Borrowell to monitor. (https://borrowell.com/) No, still paying it off but I was assured that I could pay it off without penalty. Borrowell says I'm in a position now to get a CC. Haven't yet but I might do that soon. I thought the classes were helpful but you need to keep up the learning on your own. Setup budget and tracking... Source: 12 months ago

I will say this, right clicking on the image of the logo you provided and doing a "search image with google", the first likeness that came up is for Borowell. As you may know being in the financial space, Borrowell is a Canadian credit score and credit rebuilding service. Source: 12 months ago

Also to answer your question you can see your full credit report from borrowell.com (Equifax) and creditkarma.ca (TransUnion). Source: about 1 year ago

This is what I would do, go to creditkarma.ca sign up for a free account, you should have free account on creditkarma and borrowell (https://borrowell.com) as well. Go create accounts on both, make sure you turn on 2FA. This will allow you to monitor your credit now and going forward. Source: about 1 year ago

Agree with the above statement. Also sign up for https://borrowell.com. Keeping an eye on your Transunion and Equifax scores and reports are a great idea. Source: about 1 year ago

Excellent! Glad we could get you sorted! Hosting can be scary and it's okay to be afraid to touch things or not understand certain settings or terms. Especially if you're new. The key is to read the documentation. For your forum needs, this can be found at https://mybb.com and https://phpbb.com. Source: 6 months ago

You may find a current, object-oriented version of phpBB to be just the ticket. It will teach you how to structure the database, authenticate users, manage sessions and selectively display content according to user level, group membership, and other policies. Source: about 3 years ago