Software Alternatives, Accelerators & Startups

Authorize.net VS Worldpay

Compare Authorize.net VS Worldpay and see what are their differences

Authorize.net logo Authorize.net

Payment gateway enables internet merchants to accept online payments via credit card and e-check.

Worldpay logo Worldpay

Worldpay is a multinational credit card payment processing organization that specailizes in bringing commerce to businesses across the globe.
  • Authorize.net Landing page
    Landing page //
    2022-10-26
  • Worldpay Landing page
    Landing page //
    2021-09-17

Authorize.net features and specs

  • Wide Acceptance and Trust
    Authorize.net is one of the most established payment gateways on the market, leading to high trust and wide acceptance among merchants and customers alike.
  • Comprehensive Support
    They offer 24/7 customer support through phone, chat, and email, ensuring that your business can receive assistance at any time.
  • Versatility
    The platform supports a wide range of payment methods, including credit cards, eChecks, and digital payments like Apple Pay and PayPal.
  • Security
    Authorize.net provides advanced fraud detection and security features, such as AVS (Address Verification Service), CVV2, and IP filtering.
  • Developer Tools
    They offer robust APIs and an extensive range of developer tools to facilitate custom integrations and application development.
  • Recurring Billing
    Authorize.net supports recurring billing, making it easier for businesses offering subscription services to manage payments.

Possible disadvantages of Authorize.net

  • Cost
    Authorize.net charges a monthly gateway fee, per-transaction fee, and a daily batch fee, which can add up, especially for smaller businesses.
  • Complex Setup
    Setting up Authorize.net can be complicated for non-technical users, requiring some level of technical expertise to configure properly.
  • Limited International Support
    Authorize.net's international support is limited, making it less ideal for businesses looking to operate in multiple countries.
  • Account Approval Process
    The approval process for setting up an Authorize.net account can be lengthy and requires thorough documentation, which could be a drawback for businesses needing a quick setup.
  • Interface Usability
    Some users find the user interface to be outdated and less intuitive compared to newer payment gateways.

Worldpay features and specs

  • Global Reach
    Worldpay supports transactions in over 120 currencies and offers services in numerous countries, making it an excellent choice for businesses with an international customer base.
  • Comprehensive Solutions
    Worldpay provides a variety of payment solutions, including credit/debit card processing, mobile payments, and e-commerce payments, which can cater to different types of businesses.
  • Advanced Security
    The platform uses advanced security measures such as tokenization, encryption, and fraud protection to ensure the safety of transactions.
  • Integration Capabilities
    Worldpay can easily integrate with numerous e-commerce platforms, shopping carts, and POS systems, facilitating seamless business operations.
  • 24/7 Customer Support
    Worldpay offers round-the-clock customer support, which can be instrumental in quickly resolving issues and minimizing downtime.

Possible disadvantages of Worldpay

  • Complex Fee Structure
    Worldpay’s fee structure can be complicated, with various fees for transactions, setup, and monthly services, making it harder for businesses to predict costs accurately.
  • Lengthy Contract Terms
    The service often requires long-term contracts, and exiting these contracts early can result in hefty termination fees.
  • Mixed Customer Reviews
    While many users have positive experiences, there are also numerous complaints about the company's customer service response time and fee transparency.
  • Slow Payouts
    Some businesses report that the payout process can be slower compared to other payment processors, affecting cash flow.
  • Inflexibility for Small Businesses
    The robust features and costs associated with Worldpay may not be as beneficial or viable for small businesses or startups with lower transaction volumes.

Analysis of Authorize.net

Overall verdict

  • Yes, Authorize.net is generally regarded as a good option for businesses looking for a secure and reliable payment gateway. It has a long-standing history in the industry and offers comprehensive features that cater to online and in-person payment processing needs.

Why this product is good

  • Authorize.net is considered a reputable payment gateway service due to its reliability, security features, and extensive support options. It offers robust fraud detection, a wide range of payment method support, and an easy-to-use interface, making it a popular choice for businesses of different sizes.

Recommended for

  • Small to medium-sized businesses seeking a reliable payment gateway.
  • E-commerce platforms that require robust fraud detection and security features.
  • Merchants who need to process a variety of payment types, including credit cards and digital payments.
  • Businesses looking for customizable payment solutions with strong customer support.

Authorize.net videos

PayPal VS Stripe VS Authorize.net?

More videos:

  • Review - Authorize.Net: The Good, The Bad and The Ugly
  • Review - Authorize.net Review Video

Worldpay videos

Worldpay, Elavon, Square, iZettle, Barclaycard – what's the difference between payment processors?

More videos:

  • Review - WorldPay Review: 24hr Tan
  • Review - Worldpay Review: Merchant's Testimonial on a Data Breach

Category Popularity

0-100% (relative to Authorize.net and Worldpay)
Online Payments
69 69%
31% 31
Payment Platform
61 61%
39% 39
Recurring Billing
64 64%
36% 36
Payments Processing
75 75%
25% 25

User comments

Share your experience with using Authorize.net and Worldpay. For example, how are they different and which one is better?
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Social recommendations and mentions

Based on our record, Authorize.net seems to be more popular. It has been mentiond 100 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Authorize.net mentions (100)

  • Authorize.net Plugin Magento2
    I think magento use to come standard with a plugin for authorize.net, but either way I need the official plugin (if one is still maintained) to connect magento2 to authorize.net for payments. Source: over 1 year ago
  • Html, JSON, and Filemaker
    I have a form which can accept payments. The form is hosted by jotform which puts the payment information (collected by an authorize.net widget) into JSON and sends it into my database. Source: almost 2 years ago
  • Tired of Stripe and willing to do ACH
    Your local bank likely offers them and they can eb tied to authorize.net, or NMI perhaps. They should be able to help you through that entire process depending on how the accounts get onboarded. Askl your local coffee shop and etc where they get the credit card processing from. Source: almost 2 years ago
  • What are the recommended online payment gateway integrations?
    Authorize.net as a gateway for example charges about $15/month by it self before any merchant account is linked. Paytrace is a little cheaper and does not have some extra fees authorize.net has. Source: almost 2 years ago
  • authorize.net API response code brainstorm
    Does anyone have any experience with authorize.net API return codes? Source: about 2 years ago
View more

Worldpay mentions (0)

We have not tracked any mentions of Worldpay yet. Tracking of Worldpay recommendations started around Mar 2021.

What are some alternatives?

When comparing Authorize.net and Worldpay, you can also consider the following products

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.

PayPal Braintree - An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.

Amazon Pay - Amazon Pay is an online payment service that makes checkout on your site fast and secure for hundreds of millions of Amazon customers around the world.

Wepay - The easiest way to accept payments.

Payoneer - Whether making international payments, receiving funds, managing your digital business, or accessing capital, Payoneer opens your business up to the world.