Software Alternatives, Accelerators & Startups

ARPAY VS Qube Money

Compare ARPAY VS Qube Money and see what are their differences

ARPAY logo ARPAY

Buy gift cards at ar-pay.com, which allow you to access your favorite internet services: online games, e-wallets and console games, online shopping cards and many more!
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Qube Money logo Qube Money

Qube Money is the #1 new budgeting app on a mission to digitize cash envelopes! Create a budget in minutes and start spending with purpose. Download the app today and start organizing your finances.
  • ARPAY
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  • ARPAY
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  • ARPAY
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  • ARPAY
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  • ARPAY
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  • ARPAY
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One could consider ar-pay.com as their preferred choice over competitors, not only for its comprehensive understanding of payment processes and exceptional customer support but also for the added advantage of 24/7 customer assistance available in both English and Arabic languages. The platform further stands out with its extensive selection of gift cards, attractive wholesale pricing, and the assurance of product functionality, reinforcing its commitment to customer satisfaction. Moreover, ar-pay.com distinguishes itself by directly managing and taking responsibility for its products, setting it apart from being a mere broker.

  • Qube Money Landing page
    Landing page //
    2023-09-08

Qube Money is a fintech startup company located at the base of silicon slopes in Pleasant Grove, Utah.

Qube Money’s new app combines its digital cash envelope budgeting method with a full banking suite. This unique banking experience puts intention at the core of each transaction making it easy for Americans to make purposeful decisions about their budgets in real-time.

The app modernizes the outdated envelope budgeting system of previous generations by digitizing budgets into “qubes”. Consumers then set limits for different qube budgets, like groceries, clothing, and entertainment. 

A physical Qube Money debit card gives shoppers access to their pre-budgeted qube funds. This unique budgeting app helps consumers avoid overspending. When money in a qube is insufficient, shoppers are empowered to make in-the-moment budgeting choices about a purchase.

The app is engineered to support a variety of budgeting dynamics in the household. Couples can choose Qube Companion Cards to strengthen financial transparency and keep open communication about shared budgets. Qube Money also offers an effective tool for families to track spending across different family members. With the help of Kid Cards, parents and children learn about responsible spending habits together. 

Qube Money will be available to qualifying customers in the U.S. To learn more about the innovative app, visit the Qube Money website.

ARPAY

Website
ar-pay.com
$ Details
-
Platforms
Mobile Desktop Google Chrome Firefox Edge Safari Opera Browser Android iOS
Release Date
-

Qube Money

$ Details
freemium $8.0 / Monthly (Premium User)
Platforms
iOS Android
Release Date
2021 January

ARPAY features and specs

  • Multi Currency: Yes
  • World Wide Coverage: Yes
  • Arabic: Yes
  • English: Yes
  • 24/7 Customer Support: Yes
  • Multiple Payment Methods: https://ar-pay.com/en/page/payment-methods

Qube Money features and specs

No features have been listed yet.

ARPAY videos

Binance Cards - Cheap Coins and Tokens

More videos:

  • Tutorial - How to buy on AR-PAY.com
  • Tutorial - Gift Cards from Trusted Online Store | AR-PAY
  • Tutorial - Binance Gift Cards at AR-PAY

Qube Money videos

Digital Cash Envelope Budgeting System

More videos:

  • Review - Qube Money Review
  • Review - Qube Money Preview: A Digital Cash Envelopes Solution?
  • Review - Budgeting Apps: Qube Money Review [Digital Envelope System] 💵
  • Review - Honest Review - Qube Money - Jerad

Category Popularity

0-100% (relative to ARPAY and Qube Money)
Games
100 100%
0% 0
Personal Finance
0 0%
100% 100
Action
100 100%
0% 0
Financial Planner
0 0%
100% 100

Questions and Answers

As answered by people managing ARPAY and Qube Money.

What makes your product unique?

ARPAY's answer

One could consider ar-pay.com as their preferred choice over competitors, not only for its comprehensive understanding of payment processes and exceptional customer support but also for the added advantage of 24/7 customer assistance available in both English and Arabic languages.

The platform further stands out with its extensive selection of gift cards, attractive wholesale pricing, and the assurance of product functionality, reinforcing its commitment to customer satisfaction.

Moreover, ar-pay.com distinguishes itself by directly managing and taking responsibility for its products, setting it apart from being a mere broker.

Why should a person choose your product over its competitors?

ARPAY's answer

Opting for ar-pay.com over its competitors presents a compelling choice for several reasons. The platform stands out with its customer support available in both Arabic and English, ensuring effective communication and assistance. Moreover, ar-pay.com exhibits a deep understanding of payment processes, leveraging fast technology and robust security measures.

By choosing ar-pay.com, individuals can have confidence in obtaining their desired products at a very competitive price. The combination of multilingual support, technological efficiency, and a commitment to security enhances the overall customer experience, making ar-pay.com a trustworthy and reliable option in the market.

User comments

Share your experience with using ARPAY and Qube Money. For example, how are they different and which one is better?
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Reviews

These are some of the external sources and on-site user reviews we've used to compare ARPAY and Qube Money

ARPAY Reviews

We have no reviews of ARPAY yet.
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Qube Money Reviews

  1. Life changing app

    Qube Money is the first app that has become my primary banking and budgeting app all in one place! I may be a little bias because I work for the company, but seriously, it's an incredible app.

    🏁 Competitors: YouNeedABudget
    👍 Pros:    Easy to use|Customer support|Great ui|Quality|Excellent features|Accurate

The Best Personal Finance Budget Software with Apps (In 2020)
Cons: The fact that you are unable to use your Qube Money debit card if you do not have your phone available could be problematic. Qube Money recommends taking a separate pay card to alleviate this concern.
Source: ptmoney.com
Top 15 Budget Apps to Make Your Personal Finance Goals Easy
Another budgeting app that uses the envelope system model is Qube Money (formerly known as Proactive Budget). Qube simplifies budgeting by splitting your money into several digital accounts, giving every dollar a job.

Social recommendations and mentions

Based on our record, Qube Money seems to be more popular. It has been mentiond 11 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

ARPAY mentions (0)

We have not tracked any mentions of ARPAY yet. Tracking of ARPAY recommendations started around Jan 2024.

Qube Money mentions (11)

  • MX and Chase not updating?
    I saw this app - https://qubemoney.com/ . Sounds like what you’re describing. Source: 6 months ago
  • Why Verizon, AT&T and T-Mobile Want to Access Your Bank Account
    It is not clear in the article who will keep debit cards as accepted forms of payment. At least for mobile providers who will still offer debit for payment in the future, you do not have to provide your bank account number. Though you do lose out on credit card benefits like points/rewards and the ease of disputing charges. For those whose mobile providers will switch to only using bank account numbers for... - Source: Hacker News / 9 months ago
  • Introducing the Qube Rewards Blockchain Community
    This page is managed by individual Qube Rewards Node Owners who are part of the Qube Rewards and Qube Money community. For more information about Qube Money (the company), please visit their website at qubemoney.com. Source: about 1 year ago
  • I'm finally switching to a cash based budget!
    Forgot a link for anyone interested: https://qubemoney.com/. Source: over 1 year ago
  • Qube Money
    Has anyone heard of Qube Money? I have been a YNAB user for 7-8 years but this bank/budget has peaked my interest. The main pain point with YNAB is entering transactions manually or trying to get auto import to work which rarely does. Qube automatically does this because it is the bank and the budget connected. Anyone has experience with this ? Why or why. not? Source: over 1 year ago
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What are some alternatives?

When comparing ARPAY and Qube Money, you can also consider the following products

G2A - Enjoy the vast offer of Steam, Origin, Uplay, Battle.net, GOG, PSN and XBOX CD-Keys at the most attractive prices on the market. Don’t overpay – buy cheap on G2A.COM!

Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Achieve your financial goals with Mint.

Kinguin - Marketplace to buy/sell game keys for a myriad of platforms including: Battle.

YouNeedABudget - Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals!

Instant Gaming - Instant-Gaming.com - All your favourites games for Steam, Origin, Battle.net, Uplay and Indie games up to 70% off! Digital games, Instant delivery 24/7!

Money Tracker Pro - K-Tech Systems - experts in the world of .Net