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Alipay VS Authorize.net

Compare Alipay VS Authorize.net and see what are their differences

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  2. » Videos
  3. » Reviews
  4. » Alternatives

Alipay logo Alipay

Alipay.com is a third-party online payment platform with no transaction fees.

Authorize.net logo Authorize.net

Payment gateway enables internet merchants to accept online payments via credit card and e-check.
  • Alipay Landing page
    Landing page //
    2023-08-03
  • Authorize.net Landing page
    Landing page //
    2022-10-26

Alipay features and specs

  • Wide Acceptance
    Alipay is widely accepted across various retailers, both online and offline, particularly in Asia, making it a convenient option for payments.
  • Security Features
    Offers multiple security features like facial recognition, fingerprint ID, and encryption to ensure transactions are secure.
  • User-Friendly Interface
    The platform provides an intuitive and user-friendly interface, making it easy for users to navigate and perform transactions.
  • Integrated Services
    Alipay integrates various services such as travel bookings, utility payments, and financial products, providing a one-stop solution for users.
  • Low Transaction Fees
    Generally, Alipay charges low or zero transaction fees, which is attractive for both customers and merchants.

Possible disadvantages of Alipay

  • Limited Global Reach
    Despite its wide acceptance in Asia, Alipay's acceptance is more limited in other regions, which might be inconvenient for international users.
  • Currency Conversion Costs
    Users might incur currency conversion costs when making transactions in different currencies, which can add to the overall transaction cost.
  • Privacy Concerns
    As with any digital payment platform, there are potential privacy concerns regarding data handling and sharing practices.
  • Complex Initial Setup
    For non-Chinese users, the initial account setup can be more complex, requiring verification steps that can be challenging.
  • Dependence on Internet Access
    Alipay transactions require an internet connection, which can be a limitation in areas with poor connectivity.

Authorize.net features and specs

  • Wide Acceptance and Trust
    Authorize.net is one of the most established payment gateways on the market, leading to high trust and wide acceptance among merchants and customers alike.
  • Comprehensive Support
    They offer 24/7 customer support through phone, chat, and email, ensuring that your business can receive assistance at any time.
  • Versatility
    The platform supports a wide range of payment methods, including credit cards, eChecks, and digital payments like Apple Pay and PayPal.
  • Security
    Authorize.net provides advanced fraud detection and security features, such as AVS (Address Verification Service), CVV2, and IP filtering.
  • Developer Tools
    They offer robust APIs and an extensive range of developer tools to facilitate custom integrations and application development.
  • Recurring Billing
    Authorize.net supports recurring billing, making it easier for businesses offering subscription services to manage payments.

Possible disadvantages of Authorize.net

  • Cost
    Authorize.net charges a monthly gateway fee, per-transaction fee, and a daily batch fee, which can add up, especially for smaller businesses.
  • Complex Setup
    Setting up Authorize.net can be complicated for non-technical users, requiring some level of technical expertise to configure properly.
  • Limited International Support
    Authorize.net's international support is limited, making it less ideal for businesses looking to operate in multiple countries.
  • Account Approval Process
    The approval process for setting up an Authorize.net account can be lengthy and requires thorough documentation, which could be a drawback for businesses needing a quick setup.
  • Interface Usability
    Some users find the user interface to be outdated and less intuitive compared to newer payment gateways.

Analysis of Authorize.net

Overall verdict

  • Yes, Authorize.net is generally regarded as a good option for businesses looking for a secure and reliable payment gateway. It has a long-standing history in the industry and offers comprehensive features that cater to online and in-person payment processing needs.

Why this product is good

  • Authorize.net is considered a reputable payment gateway service due to its reliability, security features, and extensive support options. It offers robust fraud detection, a wide range of payment method support, and an easy-to-use interface, making it a popular choice for businesses of different sizes.

Recommended for

  • Small to medium-sized businesses seeking a reliable payment gateway.
  • E-commerce platforms that require robust fraud detection and security features.
  • Merchants who need to process a variety of payment types, including credit cards and digital payments.
  • Businesses looking for customizable payment solutions with strong customer support.

Alipay videos

+ Add

How to use your foreign bank card on Alipay without a Chinese bank account

More videos:

  • Tutorial - How to use Alipay without a Chinese Bank Account. No work visa needed!
  • Tutorial - Surviving Cashless China: AliPay or WeChat Pay? How to prepare digital wallet before visiting China?

Authorize.net videos

+ Add

PayPal VS Stripe VS Authorize.net?

More videos:

  • Review - Authorize.Net: The Good, The Bad and The Ugly
  • Review - Authorize.net Review Video

Category Popularity

0-100% (relative to Alipay and Authorize.net)

Alipay

Authorize.net

Online Payments
29 29%
Online Payments
71% 71
Finance
100 100%
Finance
0% 0
Payment Platform
0 0%
Payment Platform
100% 100
Online Services
100 100%
Online Services
0% 0

User comments

Share your experience with using Alipay and Authorize.net. For example, how are they different and which one is better?
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Social recommendations and mentions

Based on our record, Authorize.net seems to be a lot more popular than Alipay. While we know about 100 links to Authorize.net, we've tracked only 2 mentions of Alipay. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Alipay mentions (2)

  • Verified Freight Forwarders That Will Buy Goods!
    The best case would be Alipay 0% which would transfer CNY into PB so no exchange fee. But this option isn't available to most of you. Source: about 2 years ago
  • How to sign up & create an Alipay account without a phone number?
    Alipay is a super app designed to offer a bouquet of services to bring convenience into your everyday life. Trusted by 450 million users, Alipay’s offerings span from allowing its users to make payments (send, receive, and spend money with ease), manage finances, choose a suitable insurance scheme, hail a cab or even order in from a favourite restaurant. Source: over 3 years ago

Authorize.net mentions (100)

  • Authorize.net Plugin Magento2
    I think magento use to come standard with a plugin for authorize.net, but either way I need the official plugin (if one is still maintained) to connect magento2 to authorize.net for payments. Source: over 1 year ago
  • Html, JSON, and Filemaker
    I have a form which can accept payments. The form is hosted by jotform which puts the payment information (collected by an authorize.net widget) into JSON and sends it into my database. Source: almost 2 years ago
  • Tired of Stripe and willing to do ACH
    Your local bank likely offers them and they can eb tied to authorize.net, or NMI perhaps. They should be able to help you through that entire process depending on how the accounts get onboarded. Askl your local coffee shop and etc where they get the credit card processing from. Source: almost 2 years ago
  • What are the recommended online payment gateway integrations?
    Authorize.net as a gateway for example charges about $15/month by it self before any merchant account is linked. Paytrace is a little cheaper and does not have some extra fees authorize.net has. Source: almost 2 years ago
  • authorize.net API response code brainstorm
    Does anyone have any experience with authorize.net API return codes? Source: almost 2 years ago
View more

What are some alternatives?

When comparing Alipay and Authorize.net, you can also consider the following products

Paystack - Paystack offers payment solutions for Nigerian businesses.

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

Foloosi - Foloosi is one of the popular eCommerce Merchant Payment platforms that enables you to expand your business.

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.

PaySpace - Being one of the most powerful and efficient card transaction technical processors, PaySpace offers merchants of all types of reliable and secure payment processing solutions... read more.

PayPal Braintree - An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.

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