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ACH payments with Stripe VS Mercury API

Compare ACH payments with Stripe VS Mercury API and see what are their differences

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ACH payments with Stripe logo ACH payments with Stripe

Accept bank payments with a few lines of code.

Mercury API logo Mercury API

API for your business bank account
  • ACH payments with Stripe Landing page
    Landing page //
    2023-06-28
  • Mercury API Landing page
    Landing page //
    2023-07-07

Category Popularity

0-100% (relative to ACH payments with Stripe and Mercury API)

ACH payments with Stripe

Mercury API

Online Payments
58 58%
Online Payments
42% 42
Recurring Billing
53 53%
Recurring Billing
47% 47
Payments
100 100%
Payments
0% 0
eCommerce Tools
0 0%
eCommerce Tools
100% 100

User comments

Share your experience with using ACH payments with Stripe and Mercury API. For example, how are they different and which one is better?
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Social recommendations and mentions

Based on our record, ACH payments with Stripe should be more popular than Mercury API. It has been mentiond 2 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

ACH payments with Stripe mentions (2)

  • payment system that has 1% fees
    ACH payments on Stripe cost 0.80%, capped at $5, with no monthly fees or verification fees. So, a $100 payment incurs a $0.80 fee; any payments above $625 cost $5. Https://stripe.com/blog/accept-ach-payments. Source: over 1 year ago
  • ACH instead of credit card - lower fees?
    I was curious if anyone has experimented or tried ACH bank transfers as payment for lower fees? I know Stripe https://stripe.com/blog/accept-ach-payments has ACH payments with lower fees, anyone tried it out yet? Source: over 2 years ago

Mercury API mentions (1)

  • Looking for an all-in API solution and cannot find it
    Seems to me you are looking for payment routing. This is something you can program into API's of banks directly : Https://mercury.com/api Https://developer.bankofamerica.com/CPODevPortal/apidocs/public/#/home. Source: over 1 year ago

What are some alternatives?

When comparing ACH payments with Stripe and Mercury API, you can also consider the following products

TrueLayer - Simple Bank APIs to access real-time financial data

Teller API - A single API to connect your app with any bank's account

Google Payment API - Enable an easy-to-use checkout experience for customers

Wisefin API - Turn messy bank transaction names into beautiful data

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.

Wirize - Payment checkout for freelancers

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