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If anyone is struggling with this now: https://moneymap.aarp.org/ is a good resource if anyone needs help with this. The basic premise is to just not pay the bill until you can settle it for less once it hits collections. Overdue medical bills cannot be sent to collections or reported to credit scoring agencies for six months, which buys you time to scrounge up money. But NEVER PAY FULL PRICE. Source: almost 3 years ago
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