How do you determine interest rate for a vault?

1

Zapper.fi

How is each of these platforms coming up with each of these rates? Which one is correct? I know that actual rates will vary day to day (or even block to block) but how the heck do I trust one and which one is using which timeframe or what information? When I load my address into zapper.fi and use its calculated current value of my ycrvBUSD tokens vs what my initial deposit was, I calculate that my APY since deposit has roughly been just roughly 20% (what is displayed on yearn.finance).

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The other two sites pictured are loanscan.io and yearn.party which have very different numbers . The latter of which is also concerning because the interest it claims has been generated ("you yearned $xxx") is half of what I appear to be able to zap my vault tokens back into stable coin, which I guess would also be in line with its assumption that the interest rate is half of what yearn.finance is quoting.

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