Upstart VS Student Loan Hero

The problem is that systemd vs sysv-init is a false dichotomy. Systemd took over a ton of important non-init functionality, like DNS, logging, and interactive sessions. That could be fine if systemd did so in a nice and rock-solid way, but it was unpleasantly bug-ridden for years after being thrust on mainstream distros via a hard Gnome dependency. SysV-init sucks in many ways, it's well known, and I can... - Source: Hacker News / about 1 year ago

You can switch plans but each time you do, the interest capitalizes. If you are getting forgiveness it will be discharged regardless at 120 payments but it's worth knowing. You can compare and estimate payments for plans here https://studentloanhero.com/ which should give you ballpark figures. Source: almost 2 years ago

When do you finish school? If you have loans with multiple levels of forgiveness, consolidating will bring them all to the highest count. At this point it needs to be done before October. I wouldn't consolidate the Perkins loans because qualify employers can allow you to defer and forgive a percentage annually until they're forgiven over 4 years. I think the only disadvantage is that if you were to pursue an... Source: almost 2 years ago