Software Alternatives & Reviews

TrueLayer VS N26

Compare TrueLayer VS N26 and see what are their differences

TrueLayer logo TrueLayer

Simple Bank APIs to access real-time financial data

N26 logo N26

The Mobile Bank
  • TrueLayer Landing page
    Landing page //
    2023-09-28
  • N26 Landing page
    Landing page //
    2023-07-27

TrueLayer videos

Building Open Banking API Layers with TrueLayer

More videos:

  • Review - API-based fintechs take the next steps: Plum generate payments via TrueLayer | Homescreen | Ep 53

N26 videos

N26 Review

More videos:

  • Review - Is the N26 Bank Card a Scam
  • Review - N26 Mobile Bank in 2020 - The Best with Deposit Protection in 🇪🇺 & 🇺🇸? Review & Walkthrough
  • Review - N26 Bank review – Free digital banking (perfect for expats)
  • Review - THE BEST BANK ACCOUNT in Germany: My 1 Year Experience with N26

Category Popularity

0-100% (relative to TrueLayer and N26)
Online Payments
35 35%
65% 65
Fintech
42 42%
58% 58
Payment Platform
0 0%
100% 100
Recurring Billing
100 100%
0% 0

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare TrueLayer and N26

TrueLayer Reviews

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N26 Reviews

8 Best Payoneer Alternatives – Which Payoneer Competitors You Can Use?
N26 customers have up to five withdrawals per month for free. After that, you pay 2€ per withdrawal. Standard N26 accounts are available free of charge. A free Maestro card and a free MasterCard debit card are included with standard accounts.
8 Best Wise Alternatives – Which Wise Competitors Should You Try?
Travelers can really benefit from using the N26 MasterCard. They won’t have any currency conversion charges or transaction fees to worry about. The real exchange rate is always used. The only time you’ll be charged a fee is if you’re withdrawing funds in currencies that are different from the ones you have in your N26 account.

Social recommendations and mentions

Based on our record, N26 should be more popular than TrueLayer. It has been mentiond 6 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

TrueLayer mentions (4)

  • BANKING AS A SERVICE? ANOTHER WAY BUSINESSES MAKE MONEY
    Sounds like Open Banking which is government driven & regulated, depending on where you are. There are a couple of startups that act as an abstraction layer to try to make the experience "frictionless", like TrueLayer. Source: over 1 year ago
  • I'm an experienced programmer trying to build my first website for my clothing brand using JavaScript, HTML and CSS, but I have a few serious questions regarding the problems I might encounter while creating such a website
    You won't avoid interfacing with an API. Even if you don't want to use Stripe/PayPal, you'll need to wrestle with a banks own API or some kind of broker. TrueLayer is a popular way in Europe to access banks that support the Open Banking API. It is through a banking API that you will get confirmation that a payment has been made, so there should be no chance of sending items "for free". Unless you're posting... Source: over 1 year ago
  • Why do some traditional banks still not offer open banking?
    I had a subscription with TrueLayer. The API service was smooth and their team updated me from time to time. They even helped me with regulation by giving us an agency under their FCA license. Eventually I transferred to Nordigen due to a friend’s recommendation. It was also free so why not. It was easy to integrate their program to my business model. One particular program I am happily using that involves open... Source: over 2 years ago
  • Open Beta Ending: A last chance to get FOREVER FREE ACCESS to a money app
    • The technology that helped us connect you with your banks is powered by TrueLayer Ltd, which is regulated by the UK Financial Conduct Authority (FCA) and their registration number is 901096. We are also registered with the FCA (928953), as an agent of TrueLayer. You will see their interface when you choose your banks as well as a statement in our app stating this relationship. More info about TrueLayer if you... - Source: Hacker News / almost 3 years ago

N26 mentions (6)

  • Say you're from USA. You're in Greece. With people from around the world. So far for exchanging money, we've found Euros (cash) to be most convenient way, are there any better ways?
    Until January 18 https://n26.com/en-us was a convenient alternative. Source: over 1 year ago
  • services for receiving non euro bank transfers
    I have spoken with two local banks and the fees and waiting times for foreign exchange transfers seem extremely high. I've looked at n26 and wise has anyone used these services for receiving USD or other forex transfers? Source: about 2 years ago
  • Do I need a "real" Spanish bank account to buy & maintain a flat? (vs. Wise for example)
    It would seem N26 isn't offering accounts to US folks any longer, see https://n26.com/en-us for more info :(. Source: about 2 years ago
  • ONE + Even news this morning 🚀
    They completely pulled out of the US. Unlike Simple they didn’t transition folks accounts, they just set a date and closed. https://n26.com/en-us. Source: about 2 years ago
  • Is it a good idea to open an account in n26?
    Here I will like the website for you: Https://n26.com/en-us. Source: over 2 years ago
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What are some alternatives?

When comparing TrueLayer and N26, you can also consider the following products

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.

Revolut - The easiest, fastest way to save for your financial goals.

Plaid - Infrastructure that powers financial technology by enabling applications to connect with users' bank accounts.

Wise - Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...

Teller API - A single API to connect your app with any bank's account

Monzo - The bank of the future