Software Alternatives & Reviews

TrueCredit VS myFICO

Compare TrueCredit VS myFICO and see what are their differences

TrueCredit logo TrueCredit

TrueCredit is an all-in-one credit monitoring, information management, and the most reliable credit score protection software.

myFICO logo myFICO

myFICO offers credit reporting and monitoring solutions.
  • TrueCredit Landing page
    Landing page //
    2021-08-24
  • myFICO Landing page
    Landing page //
    2023-10-09

TrueCredit videos

TrueCredit Review - TOP 10 Credit Reports

More videos:

  • Review - TrueCredit Review 3 Bureau Credit Monitoring

myFICO videos

MyFICO Review [Is MyFICO A Credit App Worth Using?]

More videos:

  • Review - Is myFICO worth it? I bought MY credit scores to see!
  • Review - myFICO | What I Learned About My Credit Score While In The Bathroom | Top 3 Credit Hacks

Category Popularity

0-100% (relative to TrueCredit and myFICO)
Tax Preparation
100 100%
0% 0
Credit Builder
24 24%
76% 76
Finance
17 17%
83% 83
Personal Finance
32 32%
68% 68

User comments

Share your experience with using TrueCredit and myFICO. For example, how are they different and which one is better?
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Social recommendations and mentions

Based on our record, myFICO seems to be more popular. It has been mentiond 96 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

TrueCredit mentions (0)

We have not tracked any mentions of TrueCredit yet. Tracking of TrueCredit recommendations started around Mar 2021.

myFICO mentions (96)

  • APR for Credit Cards - Discover It Card; False Advertising and Lies?
    You appear naiive in every sense of the word. Stop getting your info from your "trusted adult" or reddit for that matter. Get your credit report and scores from the only trusted sources: MyFico or Annual Credit Report. Read the government housing websites, or even go over to the forum community on MyFico, which I personally like. If you follow through, you won't need to ask questions like this. Source: 5 months ago
  • Stuck at 741 - Card Recommendation Please
    Yeah, we all have 40+ different credit scores. Your CK scores are "legit" in terms that they're accurate VS3 (VantageScore 3.0) it's just that VS3 is rarely used in lending decisions which makes them nearly irrelevant. Fico scores are used the the majority of lending decisions, with Fico 8 being the most commonly used model today. The Fico 9 you are getting is lesser used than Fico 8 since few lenders adopted... Source: 10 months ago
  • What information shows up on a "hard pull" and "soft pull" of a credit report?
    When a company does an inquiry without your requesting it, like for a "pre-qualified" offer for a credit card, that's a soft inquiry and it doesn't show as a hard inquiry on your credit report. You can also check your OWN credit like on myfico.com, and that's a soft inquiry. Background checks are also in this category. Source: 10 months ago
  • Have 3 Credit Cards Maxed out. What's my best course of action?
    You should go to myfico.com for credit help. This subreddit is know for some awful advice lol. Source: 10 months ago
  • Confusion on Bank of America card recommending service.
    Go sign up for an account on myfico.com or experian.com to see what your actual FICO scores are. You should also pull your credit report from annualcreditreport.com. Source: 10 months ago
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What are some alternatives?

When comparing TrueCredit and myFICO, you can also consider the following products

Creditreport.com - Creditreport.

Experian - Your credit report, FICO Score, and more. All free.

Credit.com - Credit.

Anytime Collect - Anytime Collect is an automated accounts receivable credit and collections software.

WEBFIN - WEBFIN is a loan management solution that supports multiple features such as pay system integration and credit bureau data management.

YayPay - YayPay is AI to accelerate cash flow and automate accounts receivables.