Student Loan Hero VS Upgrade

You can switch plans but each time you do, the interest capitalizes. If you are getting forgiveness it will be discharged regardless at 120 payments but it's worth knowing. You can compare and estimate payments for plans here https://studentloanhero.com/ which should give you ballpark figures. Source: almost 2 years ago

When do you finish school? If you have loans with multiple levels of forgiveness, consolidating will bring them all to the highest count. At this point it needs to be done before October. I wouldn't consolidate the Perkins loans because qualify employers can allow you to defer and forgive a percentage annually until they're forgiven over 4 years. I think the only disadvantage is that if you were to pursue an... Source: almost 2 years ago

If you were incurring interest either you had some kind of simple interest credit card (which is rare) from like upgrade.com but most credit cards do not work that way, not even the one from Sofi. Source: over 1 year ago

My opinion is that the SBA will play the fraud card even if millions of businesses will go down and hardly any get funded. They are more worried of the F word, and they are convinced the IRS is the only one which can solve this problem. We are in 2021 and there are tons of technology to check for fraud. Some of the online loan platforms like sofi.com, upgrade.com, upstart.com ,.etc give loans rather quickly... Source: almost 3 years ago