Software Alternatives & Reviews

PayPal Credit VS Affirm

Compare PayPal Credit VS Affirm and see what are their differences

PayPal Credit logo PayPal Credit

PayPal Credit provides financing options to businesses.

Affirm logo Affirm

Pay at your own pace. When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying.
  • PayPal Credit Landing page
    Landing page //
    2023-10-11
  • Affirm Landing page
    Landing page //
    2023-03-09

PayPal Credit videos

is PayPal Credit a Scam | 6 Month Interest Free

More videos:

  • Review - Paypal Credit - Paypal
  • Review - PayPal Credit Card: A Good Deal?

Affirm videos

Unpopular Opinion: Why You Should Not Use Affirm, Afterpay, Klarna

More videos:

  • Review - Is affirm a good idea? Remade
  • Review - Affirm Review

Category Popularity

0-100% (relative to PayPal Credit and Affirm)
Online Payments
47 47%
53% 53
Business & Commerce
49 49%
51% 51
Office & Productivity
100 100%
0% 0
Buy Now Pay Later
43 43%
57% 57

User comments

Share your experience with using PayPal Credit and Affirm. For example, how are they different and which one is better?
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Social recommendations and mentions

Based on our record, Affirm seems to be more popular. It has been mentiond 4 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

PayPal Credit mentions (0)

We have not tracked any mentions of PayPal Credit yet. Tracking of PayPal Credit recommendations started around Mar 2021.

Affirm mentions (4)

  • guys i cant tell if i've been scammed yet and have a lot of questions
    Well, I thought of that, too, but it was 100% through https://affirm.com as I can see the loan through the app and have viewed it through their website. I dont believe that brintoro couldve gotten my information as the loan is directly through their service, not brintoros. Itd be the same on any service like amazon, id imagine. Source: over 1 year ago
  • Help with installing labelimg using Terminal on MacOS 10.12
    Unfortunately, I can't help much because I keep all of my development devices updated to their latest version. If I were you, during/after all this, I'd hit up affirm.com, and buy myself a new MacBook. Or maybe ask your employer to upgrade for you because it's obviously important for development. Source: about 2 years ago
  • Question on I bonds for emergency fund
    a bit off-topic: I'm using affirm.com as my HYSA 0.65% any downsides you guys know of vs. Ally? Source: over 2 years ago
  • Can I get a new phone thru mint
    I confirm sentiments below. Swappa or affirm.com you can buy a phone and make payments. In many cases they offer low or zero financing. Source: over 2 years ago

What are some alternatives?

When comparing PayPal Credit and Affirm, you can also consider the following products

Splitit - Splitit is a solution that enables consumers to pay for their Retail or Web purchases using their existing credit cards and divide the total cost across as many interest-free payments as they choose, without completing a credit application or qualif…

Klarna - Klarna provides e-commerce payment solutions for merchants and shoppers.

Sezzle - Sezzle is a digital payment platform designed to help shoppers manage their financial futures with great ease.

Kiva - Loans that change lives -- amazing microfinance web-platform

Partial.ly - Partial.ly can be used as a business collections tool and increase cash flow by giving customers a payment plan option for large invoices.

FuturePay - Attract new customers, increase repeat customers, and grow your business with FuturePay. Give your customers the freedom to buy now and pay later.