Software Alternatives & Reviews

N26 VS Wise

Compare N26 VS Wise and see what are their differences

N26 logo N26

The Mobile Bank

Wise logo Wise

Currency exchange Banks and other providers could charge you up to 5% in hidden costs when sending ...
  • N26 Landing page
    Landing page //
    2023-07-27
  • Wise Landing page
    Landing page //
    2023-09-02

N26 videos

N26 Review

More videos:

  • Review - Is the N26 Bank Card a Scam
  • Review - N26 Mobile Bank in 2020 - The Best with Deposit Protection in 🇪🇺 & 🇺🇸? Review & Walkthrough
  • Review - N26 Bank review – Free digital banking (perfect for expats)
  • Review - THE BEST BANK ACCOUNT in Germany: My 1 Year Experience with N26

Wise videos

TransferWise Review - 3 Must Knows (2020)

More videos:

  • Review - TransferWise in detail
  • Review - Transferwise Review

Category Popularity

0-100% (relative to N26 and Wise)
Online Payments
11 11%
89% 89
Payment Platform
24 24%
76% 76
Money Transfer
7 7%
93% 93
Fintech
100 100%
0% 0

User comments

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Reviews

These are some of the external sources and on-site user reviews we've used to compare N26 and Wise

N26 Reviews

8 Best Payoneer Alternatives – Which Payoneer Competitors You Can Use?
N26 customers have up to five withdrawals per month for free. After that, you pay 2€ per withdrawal. Standard N26 accounts are available free of charge. A free Maestro card and a free MasterCard debit card are included with standard accounts.
8 Best Wise Alternatives – Which Wise Competitors Should You Try?
Travelers can really benefit from using the N26 MasterCard. They won’t have any currency conversion charges or transaction fees to worry about. The real exchange rate is always used. The only time you’ll be charged a fee is if you’re withdrawing funds in currencies that are different from the ones you have in your N26 account.

Wise Reviews

Best money transfer apps of 2021
TransferWise does also offer Business pricing, which adds in extra features that are free, including the ability to receive money in EUR, USD, GBP, PLN, AUD and NZD currencies without charge. However, this comes with a 0.33%-3.56% fee to convert currencies. The supporting TransferWise debit Mastercard comes free too, with the same currency conversion fee of 0.33%-3.56% plus...
Top 7 Wise Alternatives
Wise’s Multi Currency Account (review) and associated Wise card (review) (which works great as a travel money card) are especially useful to expats who need banking features in a new country to pay rent, buy groceries, or receive money like a local (Wise offers international bank details in 10 currencies).
Source: transumo.com
5 Safe Money Transfer Alternatives to Wise
As a money transfer service, Wise (formerly known as TransferWise) is a transparent and easy to use option. But if you’re making an international money transfer, it can be worth looking at some of Wise’s competitors to see which is the best option for you.
Source: www.exiap.com
Cross-border fintech startup Airwallex raises $100M at a valuation of over $1B
For now, the backing of its investors is allowing Airwallex to grow its business without needing to focus on making money. That’s proven tricky for some fintech companies — such as TransferWise and Europe’s challenger banks — but Zhang is confident that when that changes, his company will have little trouble being sustainable.
Source: techcrunch.com

Social recommendations and mentions

Based on our record, Wise should be more popular than N26. It has been mentiond 24 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

N26 mentions (6)

  • Say you're from USA. You're in Greece. With people from around the world. So far for exchanging money, we've found Euros (cash) to be most convenient way, are there any better ways?
    Until January 18 https://n26.com/en-us was a convenient alternative. Source: over 1 year ago
  • services for receiving non euro bank transfers
    I have spoken with two local banks and the fees and waiting times for foreign exchange transfers seem extremely high. I've looked at n26 and wise has anyone used these services for receiving USD or other forex transfers? Source: about 2 years ago
  • Do I need a "real" Spanish bank account to buy & maintain a flat? (vs. Wise for example)
    It would seem N26 isn't offering accounts to US folks any longer, see https://n26.com/en-us for more info :(. Source: about 2 years ago
  • ONE + Even news this morning 🚀
    They completely pulled out of the US. Unlike Simple they didn’t transition folks accounts, they just set a date and closed. https://n26.com/en-us. Source: about 2 years ago
  • Is it a good idea to open an account in n26?
    Here I will like the website for you: Https://n26.com/en-us. Source: over 2 years ago
View more

Wise mentions (24)

  • Which bank in vietnam have the lowest fee for overseas remittance?
    I don't think you need to be a holder of both. I put my mom on my Wells Fargo account and she sent to my account. There is also https://wise.com/us/ . This one I have used to send to someones account in Vietnam. It does have slightly higher fee. But it goes straight into their account. From Wells Fargo I would have to go and get USD then exchange it to Vietnamese currency. Source: 10 months ago
  • We are happy to welcome you to Auction 88 — Coins of The World.
    They invoice in Euros (Czech Republic) so also be aware of fees on payments. I've successfully used TransferWise (https://wise.com/us/). Source: 10 months ago
  • Recommend me a first credit card with 0 foreign tx fee
    It's not a credit card. It's just a way to convert currency w/o a fee. https://wise.com/us/. Source: about 1 year ago
  • Renting an apartment without a US Bank account?
    Get a Wise account. Open one in your local currency, and one in US currency. I was doing that for the first few months. Source: over 1 year ago
  • My New Client Is Asking Me For My Bank Info
    I’ve used Wise for bank payments from international clients before: https://wise.com/us/ that way you’re not giving them your actual bank info but the process is similar on the client’s end. Source: over 1 year ago
View more

What are some alternatives?

When comparing N26 and Wise, you can also consider the following products

Revolut - The easiest, fastest way to save for your financial goals.

Bill.com - Bill.com provides ACH payments processing, automates your accounts payable and accounts receivable processes.

Monzo - The bank of the future

Zoho Invoice - 100% free online invoicing software for small businesses.

Monese - Opening a banking account has never been easier

The Invoice Machine - The Invoice Machine is an online invoicing service with a simple and elegant user interface.