Lunch Money VS YouNeedABudget

Lunch Money Reviews

YouNeedABudget Reviews

Lunch Money mentions (43)

• Ask HN: Alternative to Mint.com?

  > A while back there was a tread in here where someone had an inexpensive one-time license mac software, but I cannot find it. I think you are looking for https://www.banktivity.com/ It feels a lot like Quicken which isn't a paradigm that works well for my brain and I moved to https://lunchmoney.app + a small app that consumes the API, does some transformations and exposes to Google Sheets' =IMPORTDATA formula.... - Source: Hacker News / 3 months ago

• Ask HN: Alternative to Mint.com?

  In past Ask HN threads I've seen recommendations for Lunch Money (https://lunchmoney.app/) and You Need A Budget (https://www.ynab.com/). I can't personally speak to them as I use GnuCash, but I don't recommend it for you because it does not do automatic sync as you requested. - Source: Hacker News / 3 months ago

• Americans are spending billions on stuff they forget to cancel

  I would suggest something like [LunchMoney](https://lunchmoney.app/) instead. Built in budgeting, rules to classify payments, and recurring subscriptions are automatically found and called out. I had a bunch of issues with Personal Capital connections continuously messing up and there's no way to classify and evaluate the purchases. - Source: Hacker News / 3 months ago

• Ask HN: How do you manage your finances?

  Lunch Money is a beautiful little independent app for personal finances: https://lunchmoney.app/ Won't do lots of complex stuff like investment strategy and estate planning, but covers all the essentials for a personal / family budget. Gives you a good overview of your spending, net worth over time, and lots of charts and querying functionality. Made a big difference for me. Before I was spread across a bunch of... - Source: Hacker News / 3 months ago

• I use the Trends - Net Worth feature more than anything. Anyone know which other app is identical?

  Have you looked at Lunch Money? Specifically with their Trends and Analyze sections? Source: 5 months ago

YouNeedABudget mentions (55)

• Is $250 a month in disposable income livable for a family of 3?

  You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 10 months ago

• LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?

  I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 10 months ago

• Fund future vacations

  If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: 12 months ago

• Tracking savings goals

  Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago

• My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?

  Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago