Ledger-cli.org VS YouNeedABudget

Ledger-cli.org Reviews

YouNeedABudget Reviews

Ledger-cli.org mentions (19)

• Double-Entry Bookkeeping as a Directed Graph

  I use ledger: https://ledger-cli.org/ I believe this same plain text format is used by other tools, which you can find info about here: https://plaintextaccounting.org/ (In particular a lot of people seem to use hledger and beancount) The ledger is written using a text editor. The purpose of the software is to add everything up, calculate the balances and make sure everything balances. I keep all of my 12 years of... - Source: Hacker News / 15 days ago

• Double-Entry Bookkeeping as a Directed Graph

  I'm surprised that there is no mentions of a great hacker-friendly plain-text accounting software called `ledger` https://ledger-cli.org/ in this thread. It has amazing documentation when it comes to understanding basic principles of double-entry bookkeeping and goes through many typical situations and usecases. There are also several forks, most popular and advanced is `hledger` https://hledger.org/ (h is for... - Source: Hacker News / 15 days ago

• GnuCash Tutorial and Concepts Guide

  If it helps anyone, I wrote a blog post[0] (based on this comment[1]) explaining how double-entry accounting works. I have recently been thinking about building my own program that implements double-entry accounting in a more approachable form for individuals. I’m not sure if pure accounting concepts are ideal for the average person for keeping track of their budget like how they are essential for businesses. My... - Source: Hacker News / 6 months ago

• Accounting for Computer Scientists – Martin Kleppmann's Blog

  I learnt all of this by using ledger[0] and, of course, reading its manual. I've been maintaining my own accounts for more than a decade now. It's fun being able to plot my overall wealth and expenses over time. [0] https://ledger-cli.org/. - Source: Hacker News / 6 months ago

• Accounting for Computer Scientists – Martin Kleppmann's Blog

  Shameless plug: some time ago I wrote a booklet [0] about principles of accounting with examples in Ledger [1], aimed at personal/home finance (as opposed to corporate finance). [0] https://leanpub.com/personal-accounting-in-ledger [1] https://ledger-cli.org/. - Source: Hacker News / 6 months ago

YouNeedABudget mentions (55)

• Is $250 a month in disposable income livable for a family of 3?

  You'll be going into a tight budget time, so get a really good system in place. If you don't have that you love already, I recommend YNAB (youneedabudget.com). It's envelope based and is really good for planning ahead for irregular expenses and for "rolling with the punches" if something comes up. It works differently than traditional monthly budget, so take time to use all the resources to learn the system. ... Source: 10 months ago

• LPT Request: What is your favorite life hack that has saved you money, time, or made your day-to-day activities easier?

  I also said in a comment below, I use YNAB to track my financial life. This strategy only works if you have enough confidence in your finances to know that if I gave you a card with 100k credit limit, you would never spend more on it than what you have in your bank and has been budgeted for. If not, I cannot overstate how important it is to get your budget in order beforehand. There’s zero money saved if you pay... Source: 10 months ago

• Fund future vacations

  If you aren’t already giving every dollar you make a job, earning more money will only get you so far. Check out YNAB, read all the free content about learning to plan and budget. Source: 12 months ago

• Tracking savings goals

  Track it by hand or in software. I started out with just a spreadsheet, but since then moved my whole budget to YNAB (youneedabudget.com), where you track all your individual savings goals as well as how your money will be used to cover regular (and irregular) expenses. Now the whole plan is in one place, and covers everything from how much is set aside for gardening supplies for this summer to the big... Source: about 1 year ago

• My grandfather passed away and left me 25k. I have next to no savings and I owe money on a couple credit cards and a car. Almost 40, how do I maximize this?

  Aside from all the other advice, get a subscription to YNAB (youneedabudget.com) and start using it religiously. It will help prevent any backsliding and will put you in a much better financial situation going forward. Source: about 1 year ago