Healthcare.gov VS Health Sherpa

I have recently immigrated to the US. I need health insurance until I find a job which provides with one. I visited healthcare.gov and it was bit confusing as some of the plans were showing up a minimum of 500$/month (49 year old). Could someone advise me whether there are cheaper options. Source: 5 months ago

From the Billions spent on social services, from rental vouchers, to HEAP energy assistance, to SNAP food ebt benefits, to free internet service thru ACP, to free govt provided cells, to healthcare.gov, to earned income credits for working . That's how many are doing it. Information is a means to power! Source: 5 months ago

Go to healthcare.gov and see if you qualify for insurance. Maximum out of pocket depends on the type of plan you pick and what it covers. If you don't qualify through healthcare.gov, you will need to buy insurance on your own which could be quite expensive. Source: 5 months ago

You can still get it done without insurance, it's just really expensive. It will be thousands of dollars cheaper to get insurance for a year or so and have the surgery covered than to try and pay for it out of pocket, so it's worth maybe getting insurance. If you're in the USA, healthcare.gov is currently in its 2024 enrollment period so you can buy insurance right now for next year. Source: 5 months ago

IDK where you are but if you're in the USA go to healthcare.gov. If you need help applying, this link lets you set up contact with someone who can help you. Source: 5 months ago

Ok so there is a lot of math you need to do here if you really want to compare things, on top of if you are comfortable having a mortgage when in retirement. The first thing I'd recommend is going to healthcare.gov, or even healthsherpa.com to price out some plans to get an idea of where things are. Keep in mind next year FPL is increasing due to inflation. Source: 10 months ago

You might try looking up plans on healthsherpa.com. The plans listed there are ACA plans and I think their interface is a little easier to browse than healthcare.gov was last time I looked. Source: about 1 year ago

ACA for health insurance - the price varies a lot based on your age, location, and whether you qualify for subsidies. healthcare.gov is the official signup but other sites like healthsherpa.com can give you an idea of the rate. Source: about 2 years ago

ACA plans - Affordable Care Act, also deemed Obamacare or the public marketplace. Serve a great purpose. Those earning less these will receive a credit from the federal goverment towards their healthcare called a "premium tax credit." For example, Jane really needs health coverage, but the premiums are just not affordable, since she earnes about $35,000/year. Again,, her rates are determined by gender, age, and... Source: over 2 years ago

Something else you might consider is to ask your employer if they could just give you a stipend each month for insurance and go buy it on healthsherpa.com or healthcare.gov yourself. Source: over 2 years ago