Software Alternatives & Reviews

Annual Credit Report VS Experian

Compare Annual Credit Report VS Experian and see what are their differences

Annual Credit Report logo Annual Credit Report

Annual Credit Score is a software that provides information about the yearly credit report by collecting the overall data of the consumer.

Experian logo Experian

Your credit report, FICO Score, and more. All free.
  • Annual Credit Report Landing page
    Landing page //
    2020-02-24
  • Experian Landing page
    Landing page //
    2023-07-12

Annual Credit Report

Categories
  • Credit Builder
  • Personal Finance
  • Tax Preparation
  • Finance
Website annualcreditreport.com
Pricing URL-

Experian

Categories
  • Credit Builder
  • Personal Finance
  • Security & Privacy
  • Identity Verification And Protection
Website experian.com
Pricing URL Official Experian Pricing

Annual Credit Report videos

CHECKING YOUR CREDIT REPORT | Annual Credit Report | Credit Reporting Agencies | Debt Free Journey

More videos:

  • Tutorial - How To Check Your Annual Credit Report for Free

Experian videos

Experian IdentityWorks Review!

More videos:

  • Tutorial - Experian Boost - Review & Tutorial
  • Review - Credit Karma vs Experian App (Fico)‼️

Category Popularity

0-100% (relative to Annual Credit Report and Experian)
Credit Builder
16 16%
84% 84
Personal Finance
19 19%
81% 81
Finance
24 24%
76% 76
Tax Preparation
26 26%
74% 74

User comments

Share your experience with using Annual Credit Report and Experian. For example, how are they different and which one is better?
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Social recommendations and mentions

Based on our record, Experian seems to be a lot more popular than Annual Credit Report. While we know about 134 links to Experian, we've tracked only 7 mentions of Annual Credit Report. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Annual Credit Report mentions (7)

  • Does it hurt my credit to apply for credit cards?
    You can also continue to access your full credit reports (no scores at all) via this official service: http://annualcreditreport.com/index.action. Source: almost 2 years ago
  • Anyone else denied at 4/24?
    Check your credit reports. http://annualcreditreport.com/index.action. Source: almost 2 years ago
  • Social security and credit card
    First, check all three of your reports. Use http://annualcreditreport.com/index.action if you haven’t already done so. Source: about 2 years ago
  • Concerned about Fico Score Discrepancy
    Reporting differences could be another. You can view your 3-bureau credit reports for free at http://annualcreditreport.com/index.action. Source: about 2 years ago
  • Credit Report ? Update question.
    Experian’s service (paid or free) is more useful for comprehensive score monitoring than CK, but CK‘s daily updates can be useful to monitor for any unexpected/fraudulent activity. You can also check your credit reports (no score) for free every week at this official site: http://annualcreditreport.com/index.action. Source: about 2 years ago
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Experian mentions (134)

  • Using credit card, but carrying $0 statements
    Go to https://experian.com and create a free account. From here you can access your Experian credit report and Experian FICO 8 score. Very few lenders use Vantage scores in lending decisions. You both should be monitoring your FICO scores. FICO imposes a penalty for 0% aggregate utilization. She should allow at least one card to report a balance. If you aren't applying for a loan in the near future there is... Source: 4 months ago
  • Almost there
    Most lenders use FICO scores in lending decisions. If you don’t know what that is, go to https://experian.com and create a free account. From here, you will have access to your Experian credit report and your FICO 8. Source: 4 months ago
  • AT&T is destroying my 830 credit score
    I've just seen your edit. Are these Vantage scores from Credit Karma? If so, go to https://experian.com and create a free account. Once there, you'll have access to your Experian credit report and Experian FICO 8. What is your FICO 8 and has that changed as well? Source: 4 months ago
  • Repossession on Credit Report, but I have no lines of credit outside of Cards?
    Check your credit reports. Get your free official credit reports from www.annualcreditreport.com, and if needed experian.com or Credit Karma (free also). Source: 5 months ago
  • Is experianidworks.com a legit Experian website?
    If it redirected to some area of main experian.com site, it would be understandable as a brand name site created for easy to remember address. However, there are no such redirects, not even any links back to main experian.com . Source: 7 months ago
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What are some alternatives?

When comparing Annual Credit Report and Experian, you can also consider the following products

Debtorcare Credit Control - Deptocare is risk management and credit reporting software.

myFICO - myFICO offers credit reporting and monitoring solutions.

Creditreport.com - Creditreport.

Credit Karma - Receive your free credit score instantly and review your real credit report online.

Credit.com - Credit.

Trend Micro ID Protection - Trend Micro ID Protection can scan the internet and dark web for any mention of your personal info. Get support and advice if your identity is stolen.