Software Alternatives & Reviews

Affirm VS PayPal

Compare Affirm VS PayPal and see what are their differences

Affirm logo Affirm

Pay at your own pace. When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying.

PayPal logo PayPal

PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller
  • Affirm Landing page
    Landing page //
    2023-03-09
  • PayPal Landing page
    Landing page //
    2023-10-20

Affirm

Categories
  • Business & Commerce
  • Online Payments
  • Buy Now Pay Later
  • Office & Productivity
Website affirm.com
Pricing URL-

PayPal

Categories
  • Online Payments
  • Payment Platform
  • eCommerce Tools
  • Recurring Payments
Website paypal.com
Pricing URL Official PayPal Pricing

Affirm videos

Unpopular Opinion: Why You Should Not Use Affirm, Afterpay, Klarna

More videos:

  • Review - Is affirm a good idea? Remade
  • Review - Affirm Review

PayPal videos

STOP Using PayPal - 5 Reasons You Should Stop Using PayPal in Your Business or On Your Website!

More videos:

  • Review - Why I No Longer Use PayPal · Selling AND Buying
  • Review - is PayPal Credit a Scam | 6 Month Interest Free

Category Popularity

0-100% (relative to Affirm and PayPal)
Online Payments
9 9%
91% 91
Business & Commerce
100 100%
0% 0
Payment Platform
0 0%
100% 100
Buy Now Pay Later
100 100%
0% 0

User comments

Share your experience with using Affirm and PayPal. For example, how are they different and which one is better?
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Reviews

These are some of the external sources and on-site user reviews we've used to compare Affirm and PayPal

Affirm Reviews

We have no reviews of Affirm yet.
Be the first one to post

PayPal Reviews

  1. PayPal is cool

    I like PayPal, it has a high security standard. Except when I am the one suffering a chargeback for some flimsy reasons.


9 Best Cryptocurrency Payment Gateways Reviewed [January 2023]
PayPal provides 24/7 secure transactions of both fiat and cryptocurrencies to its users. Even though it was initially an online payment platform, PayPal added a crypto payment feature in 2020. Its crypto wallet also allows users to directly buy and store cryptocurrencies. PayPal doesn’t charge extra fees for making crypto payments.
Source: coingape.com
Where is Revolut Available? International Alternatives for 2022
A global online platform to send and receive money for personal and business transactions. Paypal is available in more than 200 countries around the planet, including the US, UK, India, China, Australia, New Zealand.
Does Cash App Work Internationally? Worldwide Alternatives for 2022
A global online platform to send and receive money for personal and business transactions. Paypal is available in more than 200 countries around the planet, including the US, UK, India, China, Australia, New Zealand.
Does Venmo work internationally? Worldwide Alternatives for 2022
A global online platform to send and receive money, for personal and business transactions. Paypal is available in more than 200 countries around the planet, including the US, UK, India, China, Australia, New Zealand.
Best money transfer apps of 2021
With Vemno clearly pitching itself at the younger market, PayPal’s app maintains the more corporate look and feel. Its tight security measures – making you enter your password every time you open the app, for example – further emphasizes the business heritage. While this may feel like a slight inconvenience, it’s surely a wise security measure.

Social recommendations and mentions

Based on our record, Affirm should be more popular than PayPal. It has been mentiond 4 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Affirm mentions (4)

  • guys i cant tell if i've been scammed yet and have a lot of questions
    Well, I thought of that, too, but it was 100% through https://affirm.com as I can see the loan through the app and have viewed it through their website. I dont believe that brintoro couldve gotten my information as the loan is directly through their service, not brintoros. Itd be the same on any service like amazon, id imagine. Source: over 1 year ago
  • Help with installing labelimg using Terminal on MacOS 10.12
    Unfortunately, I can't help much because I keep all of my development devices updated to their latest version. If I were you, during/after all this, I'd hit up affirm.com, and buy myself a new MacBook. Or maybe ask your employer to upgrade for you because it's obviously important for development. Source: about 2 years ago
  • Question on I bonds for emergency fund
    a bit off-topic: I'm using affirm.com as my HYSA 0.65% any downsides you guys know of vs. Ally? Source: over 2 years ago
  • Can I get a new phone thru mint
    I confirm sentiments below. Swappa or affirm.com you can buy a phone and make payments. In many cases they offer low or zero financing. Source: over 2 years ago

PayPal mentions (1)

  • Trying to activate PayPal just brings me to PayPal's website.
    (I live in USA) When I go to payments under my shopify account to add paypal as a payment method I am having trouble doing so. I first click activate paypal > activate paypal express checkout which directs me to a "security challenge" (confirm I am not a robot). Then it just brings me to paypals website (paypal.com/us/home). When I sign in nothing happens, I am just on my paypal homescreen. Source: about 1 year ago

What are some alternatives?

When comparing Affirm and PayPal, you can also consider the following products

Klarna - Klarna provides e-commerce payment solutions for merchants and shoppers.

Stripe - Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes. Use Stripe’s payment platform to accept and process payments online for easy-to-use commerce solutions.

PayPal Credit - PayPal Credit provides financing options to businesses.

Payoneer - Whether making international payments, receiving funds, managing your digital business, or accessing capital, Payoneer opens your business up to the world.

Splitit - Splitit is a solution that enables consumers to pay for their Retail or Web purchases using their existing credit cards and divide the total cost across as many interest-free payments as they choose, without completing a credit application or qualif…

Braintree - An all-in-one solution to accept, process, and split payments in your mobile app or online - from small business to large enterprise.