Software Alternatives & Reviews

Affirm VS Lending Club

Compare Affirm VS Lending Club and see what are their differences

Affirm logo Affirm

Pay at your own pace. When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying.

Lending Club logo Lending Club

Credit marketplace for peer-to-peer lending
  • Affirm Landing page
    Landing page //
    2023-03-09
  • Lending Club Landing page
    Landing page //
    2023-06-13

Affirm

Categories
  • Business & Commerce
  • Online Payments
  • Buy Now Pay Later
  • Office & Productivity
Website affirm.com

Lending Club

Categories
  • Finance
  • Fintech
  • ERP
  • Personal Loans
Website lendingclub.com

Affirm videos

Unpopular Opinion: Why You Should Not Use Affirm, Afterpay, Klarna

More videos:

  • Review - Is affirm a good idea? Remade
  • Review - Affirm Review

Lending Club videos

INVESTING with Lending Club 4 YEARS LATER - Lending Club Review 2019

More videos:

  • Review - My Lending Club Investment Review (what I did wrong 😭)
  • Review - Lending Club Review & Returns After 4 Years Investing Peer to Peer Lending App

Category Popularity

0-100% (relative to Affirm and Lending Club)
Online Payments
100 100%
0% 0
Fintech
0 0%
100% 100
Business & Commerce
100 100%
0% 0
Finance
31 31%
69% 69

User comments

Share your experience with using Affirm and Lending Club. For example, how are they different and which one is better?
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Social recommendations and mentions

Based on our record, Lending Club should be more popular than Affirm. It has been mentiond 7 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Affirm mentions (4)

  • guys i cant tell if i've been scammed yet and have a lot of questions
    Well, I thought of that, too, but it was 100% through https://affirm.com as I can see the loan through the app and have viewed it through their website. I dont believe that brintoro couldve gotten my information as the loan is directly through their service, not brintoros. Itd be the same on any service like amazon, id imagine. Source: over 1 year ago
  • Help with installing labelimg using Terminal on MacOS 10.12
    Unfortunately, I can't help much because I keep all of my development devices updated to their latest version. If I were you, during/after all this, I'd hit up affirm.com, and buy myself a new MacBook. Or maybe ask your employer to upgrade for you because it's obviously important for development. Source: about 2 years ago
  • Question on I bonds for emergency fund
    a bit off-topic: I'm using affirm.com as my HYSA 0.65% any downsides you guys know of vs. Ally? Source: over 2 years ago
  • Can I get a new phone thru mint
    I confirm sentiments below. Swappa or affirm.com you can buy a phone and make payments. In many cases they offer low or zero financing. Source: over 2 years ago

Lending Club mentions (7)

  • Best places for a Personal Loan?
    I used lendingclub.com in the past and they were pretty quick, and deposited the money right into my account. At the time I felt the rate was higher than I'd like, but now having learned more it was average, personal loans just tend to have higher rates. It will be based on your credit. Aside from this, try looking at your own bank since you have a relationship already, or a credit union. Source: 9 months ago
  • scraping lendingclub.com
    But this does not solve the main issue , which is I can't get credentials to login if I'm not a residence in the US. My main issue is the credentials not the automation. I need a valid user name and password to lendingclub.com or a way to open an account without being a US resident or a way around it. Source: over 1 year ago
  • Same day pay day loan
    Agree! Try Prosper.com, lightstream.com or lendingclub.com. Source: over 1 year ago
  • Securing Funding
    I am not sure what kind of rates you are being quoted, but I used lendingclub.com to finance my first van purchase quite a few years ago. Rates depend on credit, and they have origination fees but they don't verify anything at all on what they money is used for. You just have to say you aren't using it for investment purposes if I remember correctly. I think the rate was around 8-9% though, with APR of 10.5%... Source: over 1 year ago
  • Questions about a auto loan
    The other option you might try is getting a personal loan instead of an auto loan. You could try with your bank, or a place like lendingclub.com. With zero credit this might also be challenging, and you'll probably pay a higher interest rate, but it's something else to look into. Source: almost 2 years ago
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What are some alternatives?

When comparing Affirm and Lending Club, you can also consider the following products

Klarna - Klarna provides e-commerce payment solutions for merchants and shoppers.

DocMagic - DocMagic is a web-based platform that is used to digitalize your mortgage and payment process by offering you tools that are easy to use and simple.

PayPal Credit - PayPal Credit provides financing options to businesses.

Qualia - Qualia empowers organizations to deliver seamless consumer experiences across all devices, from intent to conversion.

Splitit - Splitit is a solution that enables consumers to pay for their Retail or Web purchases using their existing credit cards and divide the total cost across as many interest-free payments as they choose, without completing a credit application or qualif…

MBS Highway - MBS Highway is a web-based loan or mortgage management software solution that allows you to connect all your parties and stakeholders and helps you to complete the process quickly.