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Affirm VS Klarna

Compare Affirm VS Klarna and see what are their differences

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Affirm logo Affirm

Pay at your own pace. When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying.

Klarna logo Klarna

Klarna provides e-commerce payment solutions for merchants and shoppers.
  • Affirm Landing page
    Landing page //
    2023-03-09
  • Klarna Landing page
    Landing page //
    2023-09-23

Affirm videos

+ Add

Unpopular Opinion: Why You Should Not Use Affirm, Afterpay, Klarna

More videos:

  • Review - Is affirm a good idea? Remade
  • Review - Affirm Review

Klarna videos

+ Add

Klarna Review: What is Klarna Ghost Card?

More videos:

  • Review - REACTION TO KLARNA | Why Klarna annoys me (DONT FALL INTO THIS TRAP) | HOW DOES KLARNA WORK REVIEW
  • Review - Is “Buy Now, Pay Later" Worth It? | AfterPay, Klarna, etc.

Category Popularity

0-100% (relative to Affirm and Klarna)

Affirm

Klarna

Online Payments
43 43%
Online Payments
57% 57
Business & Commerce
51 51%
Business & Commerce
49% 49
Buy Now Pay Later
51 51%
Buy Now Pay Later
49% 49
Finance
100 100%
Finance
0% 0

User comments

Share your experience with using Affirm and Klarna. For example, how are they different and which one is better?
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Social recommendations and mentions

Based on our record, Affirm should be more popular than Klarna. It has been mentiond 4 times since March 2021. We are tracking product recommendations and mentions on various public social media platforms and blogs. They can help you identify which product is more popular and what people think of it.

Affirm mentions (4)

  • guys i cant tell if i've been scammed yet and have a lot of questions
    Well, I thought of that, too, but it was 100% through https://affirm.com as I can see the loan through the app and have viewed it through their website. I dont believe that brintoro couldve gotten my information as the loan is directly through their service, not brintoros. Itd be the same on any service like amazon, id imagine. Source: over 1 year ago
  • Help with installing labelimg using Terminal on MacOS 10.12
    Unfortunately, I can't help much because I keep all of my development devices updated to their latest version. If I were you, during/after all this, I'd hit up affirm.com, and buy myself a new MacBook. Or maybe ask your employer to upgrade for you because it's obviously important for development. Source: about 2 years ago
  • Question on I bonds for emergency fund
    a bit off-topic: I'm using affirm.com as my HYSA 0.65% any downsides you guys know of vs. Ally? Source: over 2 years ago
  • Can I get a new phone thru mint
    I confirm sentiments below. Swappa or affirm.com you can buy a phone and make payments. In many cases they offer low or zero financing. Source: over 2 years ago

Klarna mentions (1)

  • web scrapping Klarna.com isn't easy
    I am trying to scrape klarna.com/us but whenever I make a requests for the sub categories and beyond am faced with an error message. I first noticed this when I open it on incognito, and ever since have tried request, selenium, playwright and even searching for private APIs but to no avail. I have tried getting the cookies ass well from the home page and persisting it in other request but it doesn't seem to work. Source: over 1 year ago

What are some alternatives?

When comparing Affirm and Klarna, you can also consider the following products

Splitit - Splitit is a solution that enables consumers to pay for their Retail or Web purchases using their existing credit cards and divide the total cost across as many interest-free payments as they choose, without completing a credit application or qualif…

PayPal Credit - PayPal Credit provides financing options to businesses.

Sezzle - Sezzle is a digital payment platform designed to help shoppers manage their financial futures with great ease.

Partial.ly - Partial.ly can be used as a business collections tool and increase cash flow by giving customers a payment plan option for large invoices.

PayPal - PayPal is the faster, safer way to pay online without sharing financial details, send and receive money or accept credit and debit cards as a seller

FuturePay - Attract new customers, increase repeat customers, and grow your business with FuturePay. Give your customers the freedom to buy now and pay later.

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