7 Best Budgeting Tools and Apps for Personal Finance

1

YouNeedABudget

#Personal Finance #Financial Planner #Accounting 55 social mentions

2

PocketGuard

Can’t keep yourself from overspending? This app can help. It does what its name suggests – guards you against splurging on things you don’t need with money you don’t have. PocketGuard links your financial accounts and tracks your spending throughout the month. You can set spending limits on each category. The app will notify you when you’re close to the limit, reminding you that you made a commitment to control your spending in that area. Pricing: Free; Premium version (PocketGuard Plus) costs $3.99 per month or $34.99 annually

#Personal Finance #Budgeting #Expense Tracking 3 social mentions

3

Personal Capital

Personal Capital has a greater focus on tracking and analyzing your investments. It analyzes your investment classes for free and lets you know which funds are costing you the most. You link all your accounts on the app in order to get a complete overview of how each of your investments is doing. Its free money tracking dashboard can be used to track other expenses as well. The optional paid features include personalized financial guidance with an expert, portfolio management and financial planning. Even without the paid features, you can still do a lot with the free version of the app.

#Personal Finance #Financial Planner #Accounting 2 social mentions

4

Splitwise

This one’s not a complete budgeting app but it’s still a handy one. Splitwise is a nifty app that helps people track how much they owe to friends and colleagues and vice versa. It makes sharing expenses on outings, meals, events, etc easy to track by logging in each transaction. It basically keeps a total over time, so that you can pay back the money in a large payment, rather than keeping track of every small amount, or worse forgetting to pay back. It also has email reminders for when a shared expense is due or when you need to pay someone back. Neat, right?

#Personal Finance #Expense Tracking #Bill-Splitting Apps

5

TurboTax

An Intuit offering, TurboTax is a consumer-friendly tool to walk you through filing your taxes. It makes filling in the tax information easy, you can do it by importing your W-2 form information or just taking a picture of the form. For a short-term fix, a free version is a good option, especially if you only need to file only your 1040A or 1040EZ.

#Tax Preparation #Accounting #Bookkeeping 5 social mentions

6

Mint

Mint is a highly popular budgeting app. It takes your bank and credit card information to analyze your income and spending trends. It then points out the exact areas where you can spend less to improve your finances. You can set alerts for bills and upcoming payments to avoid unnecessary late fees. It also analyzes your credit score for free and gives you tips on how to improve it. You also get notified in case of unusually large spendings or suspicious transactions.

#Personal Finance #Financial Planner #Budgeting 80 social mentions

7

Grasshopper

#Communication #VoIP #Enterprise Communication 5 social mentions