Software Alternatives & Reviews

Moving forward, what are your plans?

Undebt.it Buckets Budgeting Actual Budget
  1. Undebt.it is a free, online debt snowball calculator and management tool that will help you quickly develop a debt elimination payment plan.

    #Personal Finance #3D #Architecture 109 social mentions

  2. Beautiful, privacy-minded budgeting app
    Pricing:
    • Open Source
    I've been trying Buckets (budgetwithbuckets.com) myself and it's very similar, and so far, have been working really well. Their nYNAB import (in the beta release) works extremely well also...

    #Personal Finance #Financial Planner #Accounting 4 social mentions

  3. Robust and simple budgeting that works
    Legacy user since YNAB3 ($45/yr.). I’m incredibly grateful to YNAB for educating and helping me over these years to go from a net worth of -$50K to over $100K. I was going to stay and had even adjusted my budget for the increase, but then I paused to think. Now I’m leaving. YNAB educated me out of using their product at this new price point—the extra features I’m being charged for I don’t need or use. For the features/functions I use this tool for I’ve decided to go with Actual. Just finished setting up my Fresh Start there. Having loved YNAB4, it’s a natural transition and is basically at the price point I‘ve been paying for nYNAb before the increase. So now for the tool I get to keep those other $40 doing their job: working for me by investing them 🚀 instead of giving them to YNAB. The education YNAB gave me stays with me (TBH a lot of that is still accessible here and on their website for free anyways). Moving forward, there’s no anger/bitterness for me. I can be as cold and calculating as a customer as they can be as a business. But I’ll keep an eye on them. If the ROI ever becomes worth it in the future because of new must-have features I’m not opposed to switching back to them.

    #Personal Finance #Finance #Productivity 54 social mentions

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